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New Life New Budget
With all the newness that has come into my life in the last year, new job, new house, new baby-I’m finding it harder than ever to stay on top of spending. Don’t get me wrong, I’m still budgeting and always looking for a deal, but when my kid is having a melt down in the grocery store – I may not be price matching as I once was. So with that, I’m looking for all kinds of ways to save money and time-two key ingredients to keeping my life stable and happy.
- Shop Online – Since having my kid, I’ve become a HUGE online shopper. There’s nothing better than having necessities like paper towels, dog food and toilet paper arrive at your door the day you run out!
- Budget for ‘fun money’ – Although I’m busier than ever, I still make sure to set aside money in my budget for little indulgences, whether it’s dining out at my favourite restaurant or treating myself to a facial
- Multi-Tasking My Shop – Luckily I live in the city so getting out for a walk can be a fun but also productive activity. When I can’t find things online, like prescriptions from the drug store or smaller produce items, or if I know it’s cheaper to buy in person than online, I pack my kid in his stroller and go for a “walk”. On this walk, I hit all the stops I have to make. This allows us to save money and time on driving, get some exercise and fresh air, and purchase what we need.
- Cash Back Cards – Because I don’t have as much time to look for deals, I need to purchase smart. I’m a fan of the SimplyCash Card from American Express because I earn 1.25% cash back on all my purchases. I also have no annual fee and get 5% cash back at gas, grocery and restaurants for the first six months!
- Shop Loyal – When it comes to clothing, I have absolutely no time to go to a store and try on pieces to see what works. However, I know what brands fits me best. Knowing this, I keep an eye on these retailers online and look for their sales. If I can buy online and shipping is reasonable, I make the purchase. If shipping is high, I’ll ghost shop online. I fill up my cart so I know what’s available and what it costs but I won’t buy it. Then, when I am passing a store I like, I’ll run in, grab everything I ghost shopped for online, make the purchase and head out.
This post was sponsored by Amex Bank of Canada. The views and opinions expressed in this blog, however, are purely my own.